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Independent / whole of market

The whole market, in focus.

Sightline is an independent mortgage and protection broker for buyers, movers and landlords across the UK. We read the whole market so you do not have to, then stay on the case from first call to completion.

  • Authorised & regulated by the FCA
  • Whole-of-market advice
  • Rated 4.9 out of 5 by our clients
A traditional red-brick British townhouse on a street corner
Authorised and regulated by the Financial Conduct Authority Your home may be repossessed if you do not keep up repayments on your mortgage.
Lenders we place with
HalifaxBarclaysNatWestSantanderNationwideHSBCAccordCoventrySkiptonKensington
An adviser and client shaking hands
Why Sightline

We answer to you, not to a lender

Independent means exactly that. There are no branch targets and no favourite banks in the background. We look at the whole panel, recommend the deal that fits your life, and put our reasoning in writing.

  • Whole-of-market searchOver 90 lenders compared on every case, including deals the high street cannot offer.
  • One named adviserThe same person from first call to completion, who knows your file inside out.
  • Evenings and weekendsAppointments that fit around work and family, not just office hours.
  • Clear fees, agreed firstYou know the exact cost before you commit to anything.
Your advisers

The people you will actually speak to

No call centres and no being passed around. One named adviser owns your case from the first call through to completion.

RC
Rachel Coombe
Founder & senior adviser

Twenty years advising on residential and buy-to-let mortgages. Rachel started Sightline to give people whole-of-market advice without being passed between departments.

DO
Danny Osei
Mortgage adviser

First-time buyers, home movers and the self-employed. Danny is at his best finding a lender when the high street has already said no.

SN
Sophie Nair
Protection adviser

Life cover, income protection and critical illness. Sophie makes sure the mortgage is properly protected, explained in plain English.

How it works

Three steps, no jargon

STEP 01

A proper first conversation

Tell us where you are and where you want to get to. We listen first, then set out the realistic options in plain English.

STEP 02

We search and recommend

We compare the market, run the affordability checks and bring back the mortgage and protection that genuinely fit.

STEP 03

We handle the paperwork

From application to completion we deal with the lender and the chasing, and keep you posted the whole way.

Client stories

Moves we helped happen

We were first-time buyers with no clue where to start. Sightline walked us through every stage, found a rate we did not think we would get, and we had keys within a couple of months.

JT
Jade & Tom
First-time buyers, Sheffield

My fix was ending and I was about to roll onto the standard rate. One call and they had me sorted on something far cheaper before the deadline.

MR
Michael R.
Remortgage, Bristol

I have bought three rentals through them now. They understand landlords and keep finding lenders other brokers said would say no.

AN
Anita N.
Landlord, Leicester
Paperwork and a calculator on a desk
Fees and how we work

Clear about money from the first call

You should never be surprised by a fee. We explain how we are paid before you commit, and we confirm any broker fee in writing. Many of our cases carry no broker fee at all.

  • Free first appointmentYour initial chat costs nothing and carries no obligation.
  • Fees in writingAny broker fee is agreed and confirmed before you proceed, never after.
  • Protection advice at no costInsurance recommendations are free to you; the insurer pays us a commission.
Good to know

Questions we hear a lot

We are upfront from the first conversation. A lot of our cases are arranged with no broker fee, and where a fee applies we tell you the exact amount before you decide anything.

As a whole-of-market broker we compare more than 90 UK lenders, including products you cannot get by walking into a single bank.

Yes. We work with sole traders, contractors and company directors every week, and we know which lenders take a sensible view of that kind of income.

Leave your details and a named adviser will be in touch within one working day, often the same day. Evening and weekend slots are available.

Let's talk

Let us find your best deal

A short, friendly chat is all it takes to see what you could save. No jargon, no pressure.